A bibliography is a list of references associated with a project and, typically, includes those resources that have been cited in the writing project and read as part of your research (but not cited).
1. A reference list, typically, only includes resources that have been cited in the project.
2. Different referencing styles may require a Bibliography that includes only un-cited works (generally because the cited references are either in footnotes or an endnote listing). It is important to consult the official Style Guide used for your specific academic discipline.